The importance of investing wisely
The way you invest your super money is one of the most important decisions you will make in your life. It can mean the difference between living comfortably in retirement versus living on the pension. The average person will spend a quarter of their life as a retiree, so planning for this stage of your life is critical. What's more, an extra 1% investment return each year over 40 years will result in an extra 50% to live on in retirement. So you should think carefully about how you invest your super.
At Lime Super we have helped our clients achieve good investment returns withour taking excessive risk. We are so confident about our investment advice that we offer to charge investment fees as a percentage of your returns - so we only get paid if we deliver positive returns. We aren't aware of any other financial advisers that will offer this.
Getting better investment returns
In order to improve your investment returns, it is important to bring together 4 pieces:
Understand your financial situation and tolerance for investment risk
Understand the economic environment
Ensure your returns are not eaten away by fees.
By putting these together we can help you select investments that are appropriate for you. There is no one investment that is right for everyone, and the right investment for you will change from time to time too.
By taking a conservative investment approach, Lime Super and its clients have been able to avoid losses in recent years and achieve stable returns. In the meantime, most superannuation investors lost money during the GFC because they had not invested appropriately, and/or they took advice from the wrong advisers. For example, did you know that if you could earn around 2.5% over the RBA official interest rate, you would have outperformed the sharemarket over the past 25 years? We can show you how to do just that, while only taking minimal risk. So why would you have a large allocation to shares, especially in times of high uncertainty?
Contact us today and let us show you how we can improve your investment returns.
Free e-book: The 6 costly mistakes people make when investing their super
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